Terms of Use

Effective Date: 01/01/2023

Welcome to Affordable Health Care Agency (“we,” “us,” or “our”)! These terms of use (“Terms”) govern your access to and use of our website, located at affordablehealthcareagency.com, and any content, products, or services available on or through the Site (collectively, the “Services”).

Please read these Terms carefully before using the Site or the Services. By accessing or using the Site or the Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site or the Services.

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Site and the Services thereafter. Your continued use of the Site or the Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

  1. Eligibility

The Site and the Services are not intended for children under the age of 18. By accessing or using the Site or the Services, you represent and warrant that you are 18 years of age or older.

  1. Use of the Site and the Services
  • You may use the Site and the Services only for lawful purposes and in accordance with these Terms.
  • You may not use the Site or the Services in any way that violates any applicable federal, state, local, or international law or regulation.
  • You may not use the Site or the Services in any way that could damage, disable, overburden, or impair the Site or the Services or interfere with any other party’s use of the Site or the Services.
  • You may not attempt to gain unauthorized access to the Site or the Services, or any part of them, other accounts, computer systems, or networks connected to the Site or the Services, or any part of them, through hacking, password mining, or any other means.
  • You may not use any automated system, including without limitation, “robots,” “spiders,” or “offline readers,” to access the Site or the Services for any purpose.
  • You may not use the Site or the Services to transmit any viruses, worms, defects, Trojan horses, or other items of a destructive nature.
  • You may not use the Site or the Services to transmit any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation.
  • You may not use the Site or the Services to engage in any fraudulent or deceptive activity.
  1. Intellectual Property
  • The Site and the Services and all content and materials included on or accessible through the Site and the Services, including without limitation, text, graphics, logos, images, software, and data (the “Content”), are the property of Affordable Health Care Agency or its licensors, and are protected by United States and international copyright and trademark laws.
  • You may view, print, and download a single copy of the Content solely for your personal, non-commercial use, provided that you do not modify the Content and that you retain all copyright and other proprietary notices contained in the Content.
  • You maynot use, reproduce, distribute, modify, display, publicly perform, prepare derivative works based on, repost, or otherwise use the Content in any way for any public or commercial purpose without the prior written consent of Affordable Health Care Agency or the appropriate third party.
    • You acknowledge that the Content is and shall remain the property of Affordable Health Care Agency or its licensors and is protected by applicable intellectual property laws. You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from the Content.
    • Affordable Health Care Agency and its licensors reserve all rights not expressly granted in these Terms.
  1. User-Generated Content
  • The Site and the Services may include features that allow you to post, submit, or otherwise make available content, materials, or information (“User-Generated Content”) for review or display on or through the Site or the Services.
  • By posting, submitting, or otherwise making available User-Generated Content on or through the Site or the Services, you grant Affordable Health Care Agency a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User-Generated Content throughout the world in any media. You also grant Affordable Health Care Agency the right to use the name that you submit in connection with such User-Generated Content.
  • You represent and warrant that you own or control all rights to the User-Generated Content that you post, submit, or otherwise make available on or through the Site or the Services and that you have the right to grant the rights granted in these Terms.
  • You are solely responsible for the User-Generated Content that you post, submit, or otherwise make available on or through the Site or the Services, and you agree to indemnify and hold Affordable Health Care Agency and its affiliates and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of User-Generated Content that you post, submit, or otherwise make available on or through the Site or the Services, your use of the Site or the Services, or your violation of these Terms.
  • Affordable Health Care Agency does not endorse and has no control over User-Generated Content. Affordable Health Care Agency makes no representations or warranties of any kind regarding the completeness, accuracy, reliability, suitability, or availability of User-Generated Content. Affordable Health Care Agency reserves the right, in its sole discretion, to remove or edit any User-Generated Content for any reason.
  1. Disclaimer of Warranties
  • The Site and the Services are provided on an “as is” and “as available” basis. Affordable Health Care Agency makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the Services or the information, content, materials, or products included on or accessible through the Site or the Services.
  • Affordable Health Care Agency does not warrant that the Site or the Services will be uninterrupted or error-free, and Affordable Health Care Agency will not be liable for any interruptions or errors.
  • Affordable Health Care Agency does not warrant that the Site or the Services, or any content, materials, or products included on or accessible through the Site or the Services, will be free from viruses or other harmful components.
  • Affordable Health Care Agency does not warrant the accuracy, completeness, or timeliness of the information provided on or through the Site or the Services. Affordable Health Care Agency will not be liable for any errors or omissions in the information or for any actions taken based on the information provided on or through the Site or the Services.
  1. Limitation of Liability
  • Affordable Health Care Agency will not be liable for any damages of any kind arising from the use of the Site or the Services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
  • Affordable Health Care Agency will not be liable for any damages resulting from the loss of use, data, or profits, or from any unauthorized access to or alteration of your transmissions or data.
  • Affordable Health Care Agency will not be liable for any damages resulting from the conduct of any user of the Site or the Services, including but not limited to any defamatory, offensive, or illegal conduct.
  • Affordable Health Care Agency will not be liable for any damages resulting from the inability to use the Site or the Services, or from any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, or destruction or unauthorized access to, alteration of, or use of any record.
  • Affordable Health Care Agency will not be liable for any damages resulting from any products or services purchased or obtained through the Site or the Services, or from any transactions entered into through the Site or the Services.
  1. Indemnification

You agree to indemnify and hold Affordable Health Care Agency and its affiliates and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Site or the Services, your violation of these Terms, or your violation of any rights of another.

  1. Governing Law

These Terms and your use of the Site and the Services will be governed by and construed in accordance with the laws of the State of [Insert State], without giving effect to any principles of conflicts of law.

  1. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Site or the Services will be resolved through binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. The arbitration will be conducted in [Insert City], [Insert State].

  1. Miscellaneous
  • These Terms constitute the entire agreement between you and Affordable Health Care Agency regarding the use of the Site and the Services.
  • If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent possible, and the remaining provisions will remain in full force and effect.
  • The failure of Affordable Health Care Agency to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision.
  • You may not assign or transfer these Terms or your rights or obligations hereunder without the prior written consent of Affordable Health Care Agency. Affordable Health Care Agency may assign or transfer these Terms, in whole or in part, without your consent.
  • The section titles in these Terms are for convenience only and have no legal or contractual effect.
  1. Contact Us

If you have any questions about these Terms or the Site or the Services, please contact us at (877) 558-8654.